Terms of Use
Welcome to the Merchants Investment Partners, LLC (“MIP”) website (the “Site”). By using the Site, you agree to be bound by the following terms and all applicable laws and regulations (the “User Agreement”). You are responsible for your compliance with the User Agreement. You agree to indemnify MIP, together with its affiliates and employees (collectively, “Merchants”) against any and all claims by third parties arising out of your use of the Site in violation of the User Agreement. If you do not agree to the User Agreement, you are not permitted to use this Site and must discontinue your use immediately.
Limited License
You should assume that everything that you read or see on the Site is copyrighted or otherwise protected and owned by MIP or a third party who licensed to MIP the right to use such material. Unless otherwise expressly provided in the User Agreement, nothing that you read or see on the Site may be copied or used without the prior written consent of MIP.
MIP grants you permission to print individual pages from the Site, for your own personal, noncommercial use in learning about, evaluating or obtaining services or products from MIP. No other permission is granted to you to print, copy, reproduce, distribute, license, transfer, sale, transmit, upload, download, store, display in public, alter or modify these materials. This grant of permission is not a transfer of title, and under this permission you may not:
- Use the materials for any commercial purpose, or for any public display (commercial or noncommercial);
- Remove any copyright, or other proprietary notations from the materials; or
- Transfer the materials to another person or “mirror” the materials on any other server.
MIP MAKES NO WARRANTIES OR REPRESENTATIONS TO YOU THAT YOUR USE OF ANY MATERIALS DISPLAYED ON THE SITE WILL NOT INFRINGE THE RIGHTS OF THIRD PARTIES.
No Offer of Securities or Investment Advice
MIP is not a bank. Any investments with or through MIP are not bank deposits and thus are not insured by the FDIC or any other governmental entity, nor are they insured or guaranteed by Merchants. Past performance, including with respect to any production or originations by Merchants, are not a guarantee of future results.
The information on this Site is provided for informational purposes only. You acknowledge that the information and materials contained on this Site are not and should not be construed as legal, tax, accounting, or investment advice (including any advice concerning the suitability or profitability of any security or investment). Under no circumstances should this Site or any information and/or materials be used or considered as an offer to subscribe or a solicitation by Merchants to invest in any investment fund or strategy managed by MIP. Offers can only be made where lawful under, and in compliance with, applicable law. Not all products and services are available in all geographic areas. Your eligibility for particular products or services is subject to determination by and the approval of MIP or its affiliates. You are solely responsible for decisions based on information and materials made available on or through the Site.
While MIP uses reasonable efforts to obtain information from reliable sources, MIP makes no representations or warranties as to the accuracy, reliability, or completeness of any information or document made available through the Site that is obtained outside of MIP. Certain information on the Site may contain forward-looking statements, which reflect our views with respect to, among other things, our operations and financial performance. Such forward-looking statements are subject to various risks and uncertainties and speak only as of the date on which they are made. Accordingly, there are or will be important factors that may cause actual outcomes or results to differ materially from those indicated in such statements. You can identify these forward-looking statements by the use of words such as “outlook,” “indicator,” “believe,” “expect,” “potential,” “continue,” “may,” “should,” “seek,” “approximately,” “predict,” “anticipate,” “optimistic,” “intend,” “plan,” “estimate,” “aim,” “will” or the negative version of these words or similar expressions. MIP undertakes no obligation to update publicly or revise any information on the Site, whether as a result of new information, future developments or otherwise. Opinions and any other content at the Site are subject to change without notice.
Privacy
Security Statement
MIP acknowledges that security is an important issue for visitors to our Site and recognizes its obligation to keep your information secure and confidential. MIP will not share your nonpublic personal information with others except as defined in the User Agreement.
By using the Site and providing us with your personal information, you consent to our use of such information as described in the User Agreement. You may always refuse to provide your personal information, however, this may lead to MIP’s inability to provide you with certain products or services. MIP or our business partners may also collect information that is anonymous (“Anonymous Information”), such as your IP address (a number used to identify your computer on the internet) or the type of browser you are using, through the use of cookies or by other means. Anonymous Information, among other things, will allow MIP to update the Site to make it more useful to you and other users. MIP reserve the right to maintain, update, disclose, or otherwise use Anonymous Information, without limitation.
Cookies
When you visit the Site, MIP may store or recognize some information on your computer in the form of a “cookie” or similar file that can help us in many ways. For example, cookies allow MIP to tailor the Site to better match your interests and preferences. With most internet browsers or other software, you can erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored. Please refer to your browser instructions to learn more about these functions. If you reject cookies, functionality of the Site may be limited, and you may not be able to take advantage of many of the Site’s features.
Third Party Links
The Site may contain links to other sites on the Internet that are owned and operated by third parties. MIP is not responsible for the collection or use of your personal information or Anonymous Information at any third-party sites. Therefore, MIP disclaims any liability for any third party’s use of your personal information or Anonymous Information obtained through using the third party’s website.
Miscellaneous; Governing Law; Consent to Jurisdiction
No waiver by MIP of any right under or term or provision of this User Agreement will be deemed a waiver of any other right, term, or provision of this User Agreement at that time or a waiver of that or any other right, term, or provision of this User Agreement at any other time. MIP may assign this User Agreement in whole or in part at any time without your consent. You may neither assign this User Agreement nor delegate any of your obligations under this User Agreement. Any portion of this User Agreement declared invalid or unenforceable is severable and shall not affect the validity or enforceability of the remainder of the User Agreement.
This User Agreement and all matters arising out of or relating to this User Agreement shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflicts of law principles. You agree that any dispute or action at law or in equity arising out of or relating to these terms or your use of the Site shall be commenced only in the State of New York or Federal Courts located in the State of New York, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of any such dispute or action.
This User Agreement represents the entire agreement between you and MIP relating to the Site. MIP may update, modify, or terminate this User Agreement with or without cause at any time.
Contact/Modification
If you have any questions or comments about this User Agreement, please contact us at MIP at 10 Grand Central, New York, NY 10017. Please provide a concise communication with complete information, including your contact information. If you wish to update your personal information provided to MIP, please write MIP at the address provided above.
Accessibility
MIP is committed to meeting the financial services needs of all its customers. MIP works to provide an accessible and barrier-free environment in facilities and over the phone – and MIP continues to improve accessibility to its online services.
Web Accessibility
MIP is actively engaged in efforts necessary to meet online usability and web page design requirements recommended by the World Wide Web Consortium (W3C) in its Web Content Accessibility Guidelines.
MIP has developed design practices that help customers identify, interpret, and understand information presented on our website. These standards are currently being applied to improve the accessibility of the Site.